Smart ELM (Easy Loan Manager) makes it easy to track thousands of owner-financed loans. Easy Loan Manager (ELM) is loan-tracking software created expressly for not-for-profit community lenders. We know how important it is to focus your energies on your borrowers, so we designed ELM to simplify the business side of your client relationships. ELM makes it easy to manage your loan accounts, communicate with your clients, and report to your funders.Easy Loan Manager is powerful, flexible, and easy to use. The core system covers all the essentials, and add-on modules are available for specialized needs.

ELM makes posting loan payments a snap, automatically calculating interest, principal and fees. It keeps track of all payments and charges and includes this information on monthly bills to borrowers. The core system easily accommodates changes in loan terms, as well as non-standard payments, work-outs, restructures, etc. ELM’s standard reports allow you to view your entire portfolio or filter by specific loan program. Easy Loan Manager also calculates interest based on straight amortization, the current principal balance, or daily interest.

• Pre-qualify or quote loans on the spot
• View all loan details in seconds
• Calculate interest and principal :
  • Based on straight amortization
  • Based on current principal
  • Based on daily interest
• Multi User online/offline system.
• Integrated with Amazon Email Service for campaigns.
• Robust and custom reporting engine.
• Activity alerting engine through Email / SMS.
• Access control mechanism for security.
• Application and database security.
• Excellent business implementation and support.